Anybody that claims that they have the solution to the U.S. health care dilemma is crazy. I won't try to provide a secret recipe for health care reform, but I do think that there are some important facets of other health care systems around the world that should be implemented into our own system.
1) Insurance companies should be prohibited from making profits off of peoples' health. Shareholders? Gone. Their primary function must be to keep people healthy. There really isn't any way around this. Health care costs money, so when you deny people coverage, you conserve more of it for your shareholders. This must end, no questions asked.
2) Insurance companies can't refuse coverage based on pre-existing conditions. In fact, they shouldn't be able to refuse coverage to anybody, period, if that person is willing to pay them for insurance.
3) To make sure that people don't abuse #2, everybody that can afford it must pay into insurance. If everybody pays, then premiums are lower because costs are distributed across a larger population.
4) It should be illegal for pharmaceutical companies to spend so much of their budgets on marketing. Currently, U.S. pharmaceutical companies spend about 24% of their budgets on marketing their drugs, which is over ten percent more than they spend on research and development.
5) A special advisory commission comprised of health professionals should negotiate all prices for any procedure, treatment, drug, test, and other health care service. These prices should be fixed nationwide for any patient, provider, and insurance company. Insurance companies should focus on expanding their client list rather than on finding reasons to deny reimbursement to their clients. Since prices are fixed, they have to pay no matter what, so they'll increase their income by enticing more people to sign on with them, and then by keeping those people healthy.
6) Prevention should become our primary objective. This includes improving access to locally, sustainably produced food; better public health regulations (e.g. reduced air pollution, access to safe drinking water, vaccinations); steep taxes on all processed foods except restaurants that meet certain established dietary guidelines; steep taxes on cigarettes and alcohol; the encouragement of tests and screenings for cancer, diabetes, cardiovascular disease, etc.; and improving access to fitness facilities and programs.
7) Taxes collected from processed foods, cigarettes, and alcohol will help to fund health insurance for those below the poverty line, senior citizens, veterans, military personnel and their dependents.
8) A separate advisory committee established by the government should make recommendations for which screenings and test should be done on which populations and how often they should be done to produce the best results.
9) Physicians must regain the power to choose whichever treatment they see fit for their patients. The commission suggested in point #5 will outline a fee schedule for every treatment imaginable (as long as they see a benefit in covering it), and the physician may choose whichever drug or procedure that they think would be most effective.
10) Medical schools should be free to the student. In 2009, the average debt incurred by U.S. medical students was $156,456. This is the figure achieved after graduation. Add on 15-30 years of interest, and you're looking at a second mortgage on a very fancy house. It's simply too difficult to pay off medical school loans on a primary care physician's salary. If school was free, many more people would choose fields in internal medicine, which is currently desperate for more doctors, and which also happens to be the field in which prevention could reign supreme.
11) The USDA needs to revise its dietary guidelines, and these guidelines should be followed strictly in our schools. Even with the recent 2006 USDA Food Pyramid Revision, it's suggested that we eat more carbs than necessary and not enough healthy fats and protein. Processed carbohydrates should be forbidden on the food pyramid. All of the carbohydrates that we need should come from fruits, vegetables, nuts, and legumes, as far as I'm concerned. Soft drinks, candy, and pastries should absolutely not be allowed to be served in grades K-12.
12) Government subsidies should be reserved for organic produce and raising free-range, hormone-free, grass-fed livestock. Evidence for the health benefits grass-fed beef and dairy; free-range poultry products; wild fish; and organic produce is overwhelming.
13) Brace yourself for this last one. Every U.S. citizen needs to start taking personal responsibility for their health. While there is probably some connection between genes and disease, the diseases that are most taxing to our health care system (those associated with metabolic syndrome) can be largely avoided through a healthy diet and frequent exercise. Get your kids outside rather than buying them electronics to keep them busy. Get yourself outside with your kids! If you are young and feel healthy, start incorporating regular exercise into your life to maintain and improve your fitness. The most important thing that we can all do is to educate ourselves about food. Cook your meals at home rather than resorting to fast food every day, and slowly incorporate more produce into your diet. Lastly, take it on yourself to pressure the government and school boards to fix the school lunches and physical education programs at your local schools. There are countless things you can do to live a healthier life. You know what to do.
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Considering the huge disparities in our nation's health when compared to other developed countries, it would be absurd to think that we can't do any better. Our health care expenditure is nearly twice the next highest in the world, yet we get shockingly poorer results. Health care costs continue to rise faster than we are able to accommodate them, due to constantly improving technology. The most important reason to reform ourselves drastically is that people are dieing from diseases that were entirely avoidable in the first place. When people do get sick for fault other than their own (e.g. genes, accidents, and natural disasters), we should have a system in place to help them out.
Friday, June 18, 2010
Thursday, June 17, 2010
Global Health Care Systems - Canada
Notes on Canada's health care system:
1. Taxpayer-funded national insurance program, which is titled Medicare (sound familiar?)
2. The system covers all hospital and psychiatric care.
3. Private health care providers, government financing.
4. Canadians generally love the program.
5. Medicare guarantees everybody health care who needs it while maintaining better health stats than the U.S.
6. Canada's system is going bankrupt though. It hasn't been increasing its expenditures to match the rise in health care costs.
7. There is a lack of doctors due to poor compensation; Canada is also working to reduce the number of medical students because the system can't afford to pay so many doctors.
8. Service is available for all persons with acute illness, accident, and emergencies, but non-life-threatening problems may require a long wait.
9. Some people never even get to see specialists because of the long waiting lists. They either get their care elsewhere, or they just give up on the pursuit.
10. Waiting periods differ between provinces and according to your particular needs.
11. Reports of Canadians fleeing to the U.S. for medical care aren't backed up by statistical research. The actual number of such cases is tiny.
12. Those whose urgently need care will get it, but those who can wait must wait, and they seem to do it without much complaint.
13. Each province has its own Medicare plan, so Canada's system isn't a single-payer system. Some provinces require co-payments, others cover 100% of the cost. However, the system works like single-payer system since the federal government provides most of the funding and sets regulations for the provinces (Canada Health Act of 1984). Rules laid out in the Act are, for the most part, simply advised, but if provinces don't follow the rules, they forfeit their ability to receive government subsidies, which no province can afford. So, the rules are effectively laws.
14. The basic principles of the Act are: a) administration must be done on a non-profit basis; b) each plan must pay for all "medically necessary" treatments; c) every resident within a province must have equal access to health care services; d) the plan must pay for services received anywhere in the country and often in foreign countries as well; e) patients must be charged the same fee, regardless of age or illness
15. Most Canadians pay nothing when they visit their doctor, nothing for screenings or tests, and nothing for vaccinations. Preventive dental care isn't covered, but dental surgery is covered when performed in a hospital. Ambulance services are covered in most provinces. Mental health care is largely covered, but expect a very long waiting list.
16. Prescription drugs are much cheaper in Canada, but they aren't covered at all by insurance, except for the poor, senior citizens, and chronically ill persons, except for "lifestyle" drugs such as Viagra.
17. Two-thirds of Canadians have private, supplemental insurance to cover thing that aren't covered by Medicare (e.g. dental, private hospital rooms, prescription drugs, etc.)
18. Private insurance won't, however, shorten your waiting time.
19. Since Medicare covers all of the expensive stuff in Canada, private insurance is very cheap.
20. To avoid a flight from Medicare, it's illegal for patients or private plans to pay for any medical service covered by Medicare.
21. A physician must choose to be accept Medicare or provide private services - they can't do both.
22. The problem with this model is that there is no way to get around waiting lists, even if you would pay dearly for otherwise Medicare-covered services.
23. To respond, there is increasing pressure on the Canadian government to spend more money on health care and to train more doctors.
24. Physicians are paid must less than American doctors.
25. All patient records are digital.
26. Medical schools cost about half the price of American med schools.
Wednesday, June 16, 2010
Global Health Care Systems - UK
Notes on the UK's health care system:
1. Nobody pays any part of a medical bill.
2. No insurance premiums, no co-payment.
3. There are private health insurance plans, but virtually nobody uses them.
2. No insurance premiums, no co-payment.
3. There are private health insurance plans, but virtually nobody uses them.
4. Health care system is financed through heavy taxation.
5. There are numerous treatments and medications that aren't covered by the National Health Service (NHS).
6. The UK system is infamous for its long waiting lines.
7. No billing, no paperwork since everything is covered by the government, so it's surprisingly cost-efficient.
8. Lower child mortality, longer life spans, and better recovery from major diseases.
9. The system only pays for what it deems necessary medical care.
10. The government owns the hospitals, compensates health care professionals, buys medicines, and pays the bills.
11. This is the "socialized medicine" model. The same system we use to provide medical services to Native Americans, veterans, and military personnel and their dependents.
12. Physicians can still see patients on the side and charge their own fees, but few people take advantage of private services outside of the NHS network.
13. The NHS is the largest employer in Europe (over a million full-time employees).
14. The only fee is for prescription drugs ($10), but this fee is waived for children, senior citizens, pregnant women, and the chronically ill. Patients are, however, often required to pay for eyeglasses, contact lenses, false teeth, and some dental bills.
15. Government regulations are vast in an effort to contain costs.
16. A major reason for the cost-efficiency is the lack of billing offices and the bureaucracy required to review insurance claims that exists in the U.S.
17. General practitioners (GP) are private businesspeople, but most are paid solely by the government.
18. Every UK citizen must register with a GP. To see a specialist, you must be referred by a GP. This "gatekeeper" system is utilized to a large degree by U.S. insurance companies, and it is very effective at controlling costs.
19. GPs receive a set fee for each person that chooses them as their practitioner. Thus, there is an economic incentive to have more people, but more people means more treatments and procedures because the NHS pays GPs per patient enrolled, regardless of whether they come in for treatment. For this reason, prevention is always first priority, since less people coming in for treatment means less resources used.
20. There are tons of campaigns promoting preventive behavior.
21. Waiting lines for specialist care are the biggest complaint in the UK system.
22. Anything life-threatening doesn't require a long wait.
23. Primary and preventive care is not rationed.
24. The NHS controls its budget by covering only certain medications, tests, and procedures. This type of rationing also takes place in the U.S., but decisions are made by insurance companies behind closed doors.In the UK these negotiations are constantly in the news, open to public critique. The agency within the NHS that makes these decisions is called the National Institute for Health and Clinical Excellence (NICE).
25. The UK's health care system operates on very egalitarian principles: how can we provide the best care to the most people.
26. Physicians make house calls.
27. Annual physicals are considered pointless. They prefer to do screenings and tests for disease, but only those that would be considered appropriate according to your family history and other factors affecting your potential for disease.
28. If your complaint isn't detrimental to your quality of life, you probably won't get any treatment, unless you want to wait along time and pay for it yourself.
29. About 60% of physicians are GPs (35% of physicians are GPs in the U.S.). This is because GPs in the UK normally make more than specialists, since they make more money if they see more patients. Many GPs also see patient privately on the side.
30. GPs earn additional income through the Index of Quality Indicators, which pays GPs for good performance. This replaces the fee-for-service model so common in the U.S. Doctors are simply paid more for taking the necessary steps to keep their patients healthy.
31. Malpractice insurance is much cheaper in the UK than in the U.S.
32. In the UK, anybody sued for malpractice is off the hook if they can prove that they were following NICE guidelines. This also leads less GPs to practice defensive medicine, suggesting multiple screenings and test simply to cover their behind like in the U.S.
Global Health Care Systems - Japan
Notes about Japan's health care system:
1. No waiting, no gatekeeper, no rationing, and a very high level of patient choice
2. Prices are low as a result of a rigid cost-containment system that benefits the patient at the expense of the doctors and hospitals
2. Prices are low as a result of a rigid cost-containment system that benefits the patient at the expense of the doctors and hospitals
3. Even the best, most prestigious doctors are accessible at virtually no cost to the patient.
4. Japan's system is largely private.
5. Competition between doctors, clinics, and hospitals is fierce. Everybody claims their treatments or procedures are more effective. There are billboards and ads (this one a cure for sweaty hands) everywhere in the cities.
6. The Japanese use more medical care than any other country. They average 14.5 hospital visits per year, three times the U.S. average.
7. Nearly all Japanese physicians make house calls.
8. The Japanese gets twice as many cat scans per year as Americans, 3x as many MRI scans.
9. Patients enjoy twice as many hospital beds per capita as American patients.
10. The Japanese spend 36 nights per hospital visit as compared to 6 nights in the U.S.
11. Japanese women spend 8-10 nights in the hospital after giving birth, compare this to 1-3 days for American women.
12. Japanese are much less likely to take advantage of invasive surgeries. Physicians don't recommend it anyways because it's so expensive, and they receive high compensation. The Japanese also have cultural hesitations about going through surgery, they prefer to take advantage of less drastic options.
13. Drugs are usually preferred to surgery. The Japanese pop twice as many pills as Americans.
14. Despite incredibly cheap access to patients, the Japanese actually require less medical care than Americans. There is less obesity, lower rates of blood-borne diseases, and less illicit drug use.
15. Health care costs are steady or even declining.
16. Medical providers' income is much lower than in most developed countries.
17. Patients are required to pay 30% of their medical bills as a co-payment, insurance picks up the remaining 70%. Co-pay is lower for children and senior citizens. There is a monthly limit on co-payment; nobody has to pay more than $650 per month.
18. Insurance plans cannot refuse coverage, regardless of preexisting conditions, and they cannot deny a claim.
19. Insurance companies are nonprofit entities; providers are private.
20. Japan has over 3500 different insurance plans to chose from. Three major categories: 1) plans set up by large companies to cover their employees, premium split 55:45 employer:employee, no government subsidies, companies subsidize premiums for pensioners, some companies (e.g. Honda, Toyota) even maintain their own hospitals; 2) in smaller companies, employer/employee split premium but with help from government subsidies; 3) Citizens Health Insurance plan, which covers retirees and the self-employed; individual and local government split the premium
21. Everybody is required to buy into health insurance. If you don't choose one, you'll be assigned one by local government. If you don't pay your premiums, you'll be hounded by collection agencies. If you get sick, you're required to pay up on all past over-due premium payments before insurance will foot your bill. If you're unemployed or unable to pay your premiums, the local government pays your premiums and bills instead.
22. When a worker loses his job, the government steps in to cover the employer's share of his premium.
23. Even the richest are required to buy into insurance.
24. In Japan, you don't get to choose your insurance plan. Rather, you are given a plan by your employer or the local city government. Patient choice rests around physician, clinic, and hospital selection.
25. The Ministry of Health and Welfare negotiates all prices with providers. Prices are set for every doctor, clinic, and hospital in Japan regardless of how luxurious or rural. All fees for every procedure imagineable are published in a book called the Shinryo Tensu Hyakumihyo (Quick Reference Guide to Medical Treatment Points). Prices are renegotiated every two years.
26. Costs remain low because of extremely poor compensation to physicians and hospitals. Doctors don't get rich in Japan, they are average earners, "comfortably middle class". Being a physicians, however, gives you sky high social class.
27. Multi-payer system that works like a single-payer system because of the strict fee schedule. Hospitals and doctors compete for customers, but fees are set. This is like phone service in the U.S.
27. Doctors often drive innovation of cheaper, more efficient technology because they want to be able to make more money for the same procedures.28. Many hospitals and clinics are on the verge of bankruptcy.
29. The list of procedures and treatments that are paid for by insurance is vast. U.S. critics cite a lack of coverage for pregnancy-related care, but the government gives pregnant a maternity grant of $3000 to cover prenatal care, delivery, and postnatal care to mother and child.
30. There is a Confucian obligation for physicians to use their skills to treat people without expecting payment.
Tuesday, June 15, 2010
Global Health Care Systems - Germany
Notes on Germany's health care system
1. World's first national health care system
2. Health care is guaranteed to anybody residing in the country, legal or not.
3. Benefits include doctors, dentists, chiropractors, physical therapists, psychiatrists, hospitals, opticians, prescription drugs, nursing homes, health club memberships, physician-recommended vacations trips to the spa, and numerous others.
4. Ample supply of hospitals and doctors, so there's no queue for treatment. Waiting time for elective/non-emergency surgery and emergency care is less than in the U.S.
5. Patients can choose any doctor or hospital, and insurance must pay the bill.
6. There are over 200 insurance plans that you can choose from. These different plans compete for your business despite fixed prices for services and treatments.
7. Insurance plans are known as "sickness funds". They are private entities.
8. Health care providers are private businesspeople working in private clinics.
9. German hospitals are normally charity-run non-profits, but there is an increasing number of for-profit hospitals as well.
10. The private insurance companies negotiate prices with the private clinics and hospitals, and these negotiations are almost entirely government-independent. There is much less government regulation than in the U.S.
2. Health care is guaranteed to anybody residing in the country, legal or not.
3. Benefits include doctors, dentists, chiropractors, physical therapists, psychiatrists, hospitals, opticians, prescription drugs, nursing homes, health club memberships, physician-recommended vacations trips to the spa, and numerous others.
4. Ample supply of hospitals and doctors, so there's no queue for treatment. Waiting time for elective/non-emergency surgery and emergency care is less than in the U.S.
5. Patients can choose any doctor or hospital, and insurance must pay the bill.
6. There are over 200 insurance plans that you can choose from. These different plans compete for your business despite fixed prices for services and treatments.
7. Insurance plans are known as "sickness funds". They are private entities.
8. Health care providers are private businesspeople working in private clinics.
9. German hospitals are normally charity-run non-profits, but there is an increasing number of for-profit hospitals as well.
10. The private insurance companies negotiate prices with the private clinics and hospitals, and these negotiations are almost entirely government-independent. There is much less government regulation than in the U.S.
11. Germany's system is understandably very expensive. In an effort to control costs, Germany strictly controls payments to physicians. They use a "digital health card" (die elektronischen Gesundheitskarte), which, like in the French system, eliminates a lot of overhead by eliminating administrative costs that go into billing, clerical work, maintaining medical records, etc. The U.S. hasn't even totally switched over to electronic medical records, let alone a card that you use for all things medical.
12. Patients are only responsible for co-payments for covered services and treatments.
13. Because Germany's system covers non-surgical procedures, alternative therapies are always given as options in addition to heavy drugs and surgeries.
12. Patients are only responsible for co-payments for covered services and treatments.
13. Because Germany's system covers non-surgical procedures, alternative therapies are always given as options in addition to heavy drugs and surgeries.
14. Premium is a fee that usually equates to around 15% of your paycheck (similar to income tax int he U.S.), split between you and your employer. This is about the same amount taken from U.S. paychecks for medicare and medicaid, but then we pay an additional percentage for our healthcare.
15. Physicians complain about poor compensation. But government and sickness funds are constantly trying to reduce costs. Health care reform is constantly being proposed, but the basic system has remained untouched.
16. Germans are required to pay into health care.
17. Price negotiations are differ regionally, prices are then fixed for every physician and hospital in a specific region.
15. Physicians complain about poor compensation. But government and sickness funds are constantly trying to reduce costs. Health care reform is constantly being proposed, but the basic system has remained untouched.
16. Germans are required to pay into health care.
17. Price negotiations are differ regionally, prices are then fixed for every physician and hospital in a specific region.
18. Sickness funds are nonprofit (no shareholders!). There is thus no incentive to deny coverage. All plans are required to pay any claim submitted. This is also good for cost control because they don't have to pay for the claim-review system for which we pay so dearly in the U.S.
19. If you lose your job, the government jumps in to cover your premium. You thus are covered through the same plan while you look for a new job, regardless of the time during which you are unemployed.
20. It's very easy to switch insurance plans.
21. Competition between plans is tough. A basic care package is required, and the premium is the same no matter which plan you have (percentage of pay), so plans compete by offering perks like quick claim payment, exotic therapies, and free neonatal nursing care.
22. Insurance plan competition is driven by executives' desire to insure more people and thus make more money (think U.S. care insurance)
23. Richest families are excused from mandated insurance coverage. They may choose to buy private coverage from for-profit companies.7% of population takes this route. These alternatives plans may cover fancier facilities or care provided by famous physicians.
24. Co-payments are tiny (around $13 per quarter year)
25. Germany malpractice insurance is very cheap, but litigation is very rare.
26. Other than co-pay, no money changes hands at the point of care.
27. In 2002, a round of health care reforms installed caps in certain regions on patient expenditures per year or the number of patient visits reimbursed per year.
Monday, June 14, 2010
Global Health Care Systems - France
http://www.who.int/whr/2000/en/whr00_annex_en.pdf
Notes about France's health care system
1. Every French resident carries a carte vital. This card contains a patient's medical records, billing history, and doctors' notes for every exam, hospital visit, blood test, etc. ever performed. This system eliminates a great deal of overhead costs present in the U.S. system. Less than 5% of insurance premiums are used to finance administrative costs.
2. In doctors' offices, you will see a list of prices for every service offered as well as the respective amounts that will be reimbursed by insurance.
3. In France, there are more doctors and hospital beds per capita than in the United States.
4. The French swallow more pills and receive more vaccinations per capita than Americans.
5. The employer and employee split the health insurance premium.
6. There is a co-pay at the time of treatment, but it's mostly reimbursed by insurance.
7. One's insurance plan is set up according to your line of work or geographic region.
8. Insurance agencies are non-profit. They don't refuse coverage, regardless of pre-existing conditions. They can't terminate coverage if you lose your job (in which case, the government pays the employer's share of the premium). They can't deny any claim, there is no deductible, there are no delays in reimbursement.
9. Queues are similar to those experienced by the insured in the U.S., except for pediatricians. There is a shortage of pediatricians in France, but all residents get free, full post-natal nurse care.
10. There is virtually no limitation on a patient's choice. They may choose any doctor, hospital, surgeon, or clinic and the system will foot the bill. Ambulance service is also covered.
11. There is no "gatekeeper" referral system. This means that general practitioners don't have to refer you to a specialist if you require one. Requiring a referral is a means of conserving valuable specialized resources. In France, insurance will reimburse you more of the bill if you do obtain a referral before seeing a specialist.
12. The French believe their system is too expensive.
13. It's illegal to opt out of insurance.
14. Retired people are covered by former employer.
15. The government pays the premium for unemployed.
16. Health insurance premiums are dirt cheap.
17. Supplemental insurance is available from non-profits for for-profit insurance companies (also cheap premiums). This insurance would cover the share of the co-pays that the non-profit insurance company (mandatory policy) doesn't cover. It also pays for elective procedures and conditions not covered by mandatory policies.
18. Multi-payer system, but it acts like a single-payer system because the Health Ministry dictates what providers can charge for most treatments and prices for drugs. The government negotiates prices for procedures and treatments with doctors, hospitals, and pharma companies.
19. These negotiations are completely transparent.
20. Most patients pay full charge at the point of treatment , but the poorest pay nothing. Instead, the government covers their fees through social security. Those below the poverty line pay less for services. Nobody pays more than $100 in a single day.
21. Making patients pay up front keeps people in touch with the cost of health care.
22. Doctors get more paid vacation time than U.S. doctors.
23. Medical education is paid for by the government.
24. Malpractice insurance for health care professionals is much cheaper in France than in the U.S.
25. Physicians are paid less, but they have much more freedom to treat their patients as they see fit.
26. Major health insurance funds are currently operating a deficit, increasing costs.
27. The solidarity principle rules French health care: "when we get sick, everybody is equal"
Wednesday, June 2, 2010
6/2 Global Health Care Systems - Overview
With all of this chit chat over health care since before Obama's election, I figured it would be nice to take a look at some of the more successful health care systems from around the world. I would prefer to not state any of my own opinions about health care with regards to what I think we should do, because, quite frankly, it is a pretty daunting task to fix fifty years of awful, entrenching health care policy. But what I do know is that other countries from around the world have found a way to make it work much better than we have. So why not try to take a lesson from them?
According the World Health Organization (WHO), the United States' health care system sucks. In its 2000 Global Health Report, the WHO ranked the health care systems and overall health (among many other figures) of 191 countries. Our system ranked 37th and our overall health 72nd. The report also looked at the amount of money per capita that countries spend on health care. The United States spends $4187. Second place? Switzerland with $3564. Third place? Germany with $2713. It just keeps falling from there. We spend significantly more money on health care, yet we get increasingly worse results. We can surely do better than this since our country IS the greatest superpower EVER. Right? Hmmm...health care says otherwise.
For once in our history, we need to start looking at what other countries are doing to try to learn from them how to improve our system. Capitalism has done a lot of wonderful things for our great nation, but it doesn't work in health. Health care can't be sold like computers, produce, or cars. Sometimes people just get sick or accidents happen, and, without appropriate regulation, they may be left without treatment. Something as important as health care can't be left entirely to the capitalists. (OK, so I guess I will include some opinion) Health care costs keep rising, Americans keep getting sicker, and the thing is starting to spin out of control.
What I'm going to do is write a series of blog posts, each focusing on one country's health care experience. Just look at each system and ask yourself if you could live with it. Easy, right? My sources are plenty for this series of posts, but my research was primarily done on Maggie Mahar's "Health Beat Blog" and through two books: 1) The Healing of America, by T.R.Reid and 2) Comparative Health Policy, by R.H.Blank and V. Burau.
To start things off, I would like to outline the four primary models of health care systems that you find around the world: Bismarck, Beveridge, National Insurance, and Out-of-Pocket.
Bismarck Model (examples include Germany, Japan, France, Belgium, Switzerland, and most Latin American countries)
- health care providers and payers are private
- health insurance is financed jointly by employers and employees
- health insurance companies are non-profit
- a Bismarck system is often highly multi-payer
- there is tight government regulation of services and fees
Beveridge Model (examples include UK, Italy, Spanish, most of Scandinavia, Hong Kong, Cuba, and United States Veterans Affairs hospitals)
- health care providers and payers are mostly government
- health insurance is financed through taxes
- there is tight government regulation of every aspect of the health care system
National Health Insurance Model (examples include Canada, South Korea, and Taiwan)
- health care providers are private
- health care payer is government run insurance program
- no marketing, no profit to be made leads to low overhead and easy administration
- usually long waiting lines and limits on services provided
Out-of-Pocket Model
- need health care? how much money do you have in your pocket...
- no government regulation since there really isn't a system
- health care providers are mostly private
- health care payers is the patient
- no health insurance
The countries that I will touch on in this series of posts are: France, Germany, Japan, UK, Canada, and lastly the United States.
According the World Health Organization (WHO), the United States' health care system sucks. In its 2000 Global Health Report, the WHO ranked the health care systems and overall health (among many other figures) of 191 countries. Our system ranked 37th and our overall health 72nd. The report also looked at the amount of money per capita that countries spend on health care. The United States spends $4187. Second place? Switzerland with $3564. Third place? Germany with $2713. It just keeps falling from there. We spend significantly more money on health care, yet we get increasingly worse results. We can surely do better than this since our country IS the greatest superpower EVER. Right? Hmmm...health care says otherwise.
For once in our history, we need to start looking at what other countries are doing to try to learn from them how to improve our system. Capitalism has done a lot of wonderful things for our great nation, but it doesn't work in health. Health care can't be sold like computers, produce, or cars. Sometimes people just get sick or accidents happen, and, without appropriate regulation, they may be left without treatment. Something as important as health care can't be left entirely to the capitalists. (OK, so I guess I will include some opinion) Health care costs keep rising, Americans keep getting sicker, and the thing is starting to spin out of control.
What I'm going to do is write a series of blog posts, each focusing on one country's health care experience. Just look at each system and ask yourself if you could live with it. Easy, right? My sources are plenty for this series of posts, but my research was primarily done on Maggie Mahar's "Health Beat Blog" and through two books: 1) The Healing of America, by T.R.Reid and 2) Comparative Health Policy, by R.H.Blank and V. Burau.
To start things off, I would like to outline the four primary models of health care systems that you find around the world: Bismarck, Beveridge, National Insurance, and Out-of-Pocket.
Bismarck Model (examples include Germany, Japan, France, Belgium, Switzerland, and most Latin American countries)
- health care providers and payers are private
- health insurance is financed jointly by employers and employees
- health insurance companies are non-profit
- a Bismarck system is often highly multi-payer
- there is tight government regulation of services and fees
Beveridge Model (examples include UK, Italy, Spanish, most of Scandinavia, Hong Kong, Cuba, and United States Veterans Affairs hospitals)
- health care providers and payers are mostly government
- health insurance is financed through taxes
- there is tight government regulation of every aspect of the health care system
National Health Insurance Model (examples include Canada, South Korea, and Taiwan)
- health care providers are private
- health care payer is government run insurance program
- no marketing, no profit to be made leads to low overhead and easy administration
- usually long waiting lines and limits on services provided
Out-of-Pocket Model
- need health care? how much money do you have in your pocket...
- no government regulation since there really isn't a system
- health care providers are mostly private
- health care payers is the patient
- no health insurance
The countries that I will touch on in this series of posts are: France, Germany, Japan, UK, Canada, and lastly the United States.
Tuesday, June 1, 2010
6/1 Antioxidants and Free Radicals
I'm beginning to think that free radicals and antioxidants are the most effective focal point if you want to be healthy for longer. We hear these terms thrown around all over the world of nutrition, but I'm not sure if they're understood very well. This blog post is my official entry into the discussion.
First, let's define free radicals. To understand what a free radical is, let's look at a standard atom. All biological molecules are composed of different types of atoms. Each atom is composed of three types of particles: neurons, electrons, and protons. The nucleus of an atom contains all of the protons and neutrons. Protons carry a positive charge, so they are just fine co-existing in the same space as neutral neutrons. Around the nucleus, there exists shells of space within which reside electrons, which are negatively charged. In its most stable form, an atom has an equal number of electrons and protons. Under certain circumstances, one of the outermost electrons in an atom can be kicked out of orbit around its nucleus. An atom with a proton/electron imbalance is extremely unstable, and an electron deficiency is called a free radical.
The electron knocked free from the atom is highly energetic and also unstable. It bounces around until it forces its way into another atom's electron cloud, which naturally knocks one of its original electrons out because an atom must contain the same number of protons and electrons to remain stable. This free electron then knocks an electron free from another atom. If this cascade spreads to important cellular material, such as DNA, it can be dangerous.
Let's pause to talk about DNA. In nearly every one of our body's cells, an area called the nucleus (not to be confused with the nucleus of an atom) protects 23 pairs of chromosomes, which are tightly coiled strands of DNA. These strands are comprised of millions of nucleotides, which are tiny building blocks, which, when aligned in certain three-letter patterns, represent codons. A gene is a string of specific codons, which is used as a blueprint to produce specific proteins.
http://www.uic.edu/com/dom/gastro/fgicu/assets/images/Genes_DNA_chart.jpg
Keep in mind that human cells are invisible to the naked eye, let alone chromosomes, let alone nucleotides, LET ALONE ATOMS! So when we talk about free radicals, we are talking about some very very tiny particles. DNA is the long line of nucleotides present along the strands of chromosomes. These strands are simply millions upon millions of genes lined up next to one another. At the beginning and end of each gene in the strand, there are specific nucleotide sequences that represent the respective beginnings and ends. There are only four bases comprising our DNA, which we will simply refer to as T, C, A, and G. A line of DNA may look like this: CGATGCCTCGAAGCCTCGATC. As mentioned before, genes are comprised of codons, and codons are comprised of nucleotides.
When a cell requires the production of a specific protein, its internal machinery begins the process of transcribing the DNA into another type of genetic material called RNA. In an RNA strand, we see the same nucleotides that we saw in DNA, only T is dropped, and instead we see U, so RNA is comprised of U, C, A, G. The way that the enzymes do this is by first unwinding a part of the DNA near the beginning of the gene, then other proteins lock themselves in place. This protein complex works its way along the strand, creating a chain of RNA that is complementary to the DNA strand. Everytime it sees a T, it adds an A on to the growing RNA strand. Everytime is sees a C, it adds on a G to the RNA. When it sees an A, it adds a U. When it sees a G, it adds a C. The RNA strand complement to the DNA strand above is: GCUACGGAGCUUCGGAGCUAG.
This RNA is then worked on by other machinery to slowly build a strand of amino acids which are then folded into a protein. The translation of RNA into protein is easy. A series of proteins surround the RNA strand and work their way along the strand three nucleotides (one codon) at a time. Each codon represents an amino acid. As the protein complex passes over a codon, another protein brings the corresponding amino acid (eat lots of amino acids, dummy) from the surrounding area to add it to the growing protein. The RNA strand thus gives directions for the construction of a protein.
So...let's get back to our free radical discussion. A free radical begets another free radical begets another free radical, etc. This cascade isn't dangerous unless it begins to rip through the material in the nucleus of cells.
http://en.wikipedia.org/wiki/File:Rna-codons-protein.png
Free radicals can have debilitating effects on our DNA. Cellular damage is easily managed by the waste management crews in our cells. But our cells can't simply dispose of damaged DNA; that would be like throwing away your hard drive when you get a virus. When a nucleotide is damaged by free radicals, it can cause a kink in the sequence. Remember, the DNA sequence is crucial. When transcribing DNA into RNA, every single nucleotide in a gene counts. If one letter is removed from the sequence it causes sequence shift. This throws off the specific three-letter combinations that will later be used to call on amino acids when translating RNA into protein. For example, if you eliminated the first base in the RNA strand from above, it would look like this:G CUACGGAGCUUCGGAGCUAG. This sequence no longer calls for even a remotely similar amino acid sequence. A nucleotide can also be damaged, causing the gene to be un-transcribable. The protein complex will simply stop transcribing once it hits the damaged nucleotide. Very dangerous.
This is the danger of free radicals. Our cells' nuclear material is so sensitive to change! Proteins run the show in our body. Enzymes are proteins, and they're crucial for all of the chemical processes that take place in our body. The structural material of tissue is protein. And proteins are required for the transport of many chemicals into, out of, and around cells. If a gene is screwed up, it won't produce a piece of equipment (a protein) necessary for cell function. Cancer is the result of the malfunctioning of programmed cell death. A cell lives a health life for a while, but eventually it dies, or it malfunctions in some way that triggers it to commit suicide. At the end of a cell's life, it kills itself through a process known as apoptosis. Like most cell processes, apoptosis requires various enzymes. An enzyme is a type of protein, which, as we know, is coded for through the DNA -> RNA -> protein program. If all of the enzymes required for apoptosis aren't present or properly functioning, we get a cell that divides uncontrollably without the STOP! signal, and you are presented with cancer. Free radicals are dangerous bastards.
But they are also an important byproduct of regular, oxidative chemical processes taking place constantly in our bodies. Free radicals are kept in check by antioxidants, which stabilize free radicals by donating their extra electrons. Our body produces antioxidants in huge amounts.
The problem is, that we have far more free radicals running amok in our bodies than we have the means to combat. Many sources in the media have been advocating greater antioxidant intake through our diets as well as behaviors that reduce free radical production.
We live in a toxic world. Free radical formation is caused by:
1. over-exposure to the sun
2. pesticide-laden produce
3. chemical additives in processed food
4. a diet in high in trans fat, saturated fat or sugar
5. air pollution
6. pollutants in our water source
7. radiation from electrical devices
8. chemicals in food packaging
9. very strenuous exercise
10. chemicals in toiletries
11. chemicals used in detergents and dry-cleaning products
12. preservatives in processed food
13. smoking
The list could go on and on...I think you get the idea. The problem is, we want to live in a world where we can consume as much as we want, and the efforts to meet these demands have led to the manipulation of natural products that our bodies have evolved to accommodate. But with so many toxic sources producing free radicals simultaneously throughout our day, it becomes very daunting to begin to try to change our lifestyles to reduce the damage.
There are obviously two routes to take, both equally beneficial: 1) reduce behaviors that cause an increase in free radical production; 2) consume more antioxidants to combat the free radicals. Addressing both are your best bet.
According to this source, the top 20 foods in terms of antioxidant concentration are:
Free radicals are also now being linked to aging. Research into antioxidants and free radicals is still young and evolving, but if you want to live long and healthy, eating more antioxidants couldn't hurt, right?
First, let's define free radicals. To understand what a free radical is, let's look at a standard atom. All biological molecules are composed of different types of atoms. Each atom is composed of three types of particles: neurons, electrons, and protons. The nucleus of an atom contains all of the protons and neutrons. Protons carry a positive charge, so they are just fine co-existing in the same space as neutral neutrons. Around the nucleus, there exists shells of space within which reside electrons, which are negatively charged. In its most stable form, an atom has an equal number of electrons and protons. Under certain circumstances, one of the outermost electrons in an atom can be kicked out of orbit around its nucleus. An atom with a proton/electron imbalance is extremely unstable, and an electron deficiency is called a free radical.
The electron knocked free from the atom is highly energetic and also unstable. It bounces around until it forces its way into another atom's electron cloud, which naturally knocks one of its original electrons out because an atom must contain the same number of protons and electrons to remain stable. This free electron then knocks an electron free from another atom. If this cascade spreads to important cellular material, such as DNA, it can be dangerous.
Let's pause to talk about DNA. In nearly every one of our body's cells, an area called the nucleus (not to be confused with the nucleus of an atom) protects 23 pairs of chromosomes, which are tightly coiled strands of DNA. These strands are comprised of millions of nucleotides, which are tiny building blocks, which, when aligned in certain three-letter patterns, represent codons. A gene is a string of specific codons, which is used as a blueprint to produce specific proteins.
http://www.uic.edu/com/dom/gastro/fgicu/assets/images/Genes_DNA_chart.jpg
Keep in mind that human cells are invisible to the naked eye, let alone chromosomes, let alone nucleotides, LET ALONE ATOMS! So when we talk about free radicals, we are talking about some very very tiny particles. DNA is the long line of nucleotides present along the strands of chromosomes. These strands are simply millions upon millions of genes lined up next to one another. At the beginning and end of each gene in the strand, there are specific nucleotide sequences that represent the respective beginnings and ends. There are only four bases comprising our DNA, which we will simply refer to as T, C, A, and G. A line of DNA may look like this: CGATGCCTCGAAGCCTCGATC. As mentioned before, genes are comprised of codons, and codons are comprised of nucleotides.
When a cell requires the production of a specific protein, its internal machinery begins the process of transcribing the DNA into another type of genetic material called RNA. In an RNA strand, we see the same nucleotides that we saw in DNA, only T is dropped, and instead we see U, so RNA is comprised of U, C, A, G. The way that the enzymes do this is by first unwinding a part of the DNA near the beginning of the gene, then other proteins lock themselves in place. This protein complex works its way along the strand, creating a chain of RNA that is complementary to the DNA strand. Everytime it sees a T, it adds an A on to the growing RNA strand. Everytime is sees a C, it adds on a G to the RNA. When it sees an A, it adds a U. When it sees a G, it adds a C. The RNA strand complement to the DNA strand above is: GCUACGGAGCUUCGGAGCUAG.
This RNA is then worked on by other machinery to slowly build a strand of amino acids which are then folded into a protein. The translation of RNA into protein is easy. A series of proteins surround the RNA strand and work their way along the strand three nucleotides (one codon) at a time. Each codon represents an amino acid. As the protein complex passes over a codon, another protein brings the corresponding amino acid (eat lots of amino acids, dummy) from the surrounding area to add it to the growing protein. The RNA strand thus gives directions for the construction of a protein.
So...let's get back to our free radical discussion. A free radical begets another free radical begets another free radical, etc. This cascade isn't dangerous unless it begins to rip through the material in the nucleus of cells.
http://en.wikipedia.org/wiki/File:Rna-codons-protein.png
Free radicals can have debilitating effects on our DNA. Cellular damage is easily managed by the waste management crews in our cells. But our cells can't simply dispose of damaged DNA; that would be like throwing away your hard drive when you get a virus. When a nucleotide is damaged by free radicals, it can cause a kink in the sequence. Remember, the DNA sequence is crucial. When transcribing DNA into RNA, every single nucleotide in a gene counts. If one letter is removed from the sequence it causes sequence shift. This throws off the specific three-letter combinations that will later be used to call on amino acids when translating RNA into protein. For example, if you eliminated the first base in the RNA strand from above, it would look like this:
This is the danger of free radicals. Our cells' nuclear material is so sensitive to change! Proteins run the show in our body. Enzymes are proteins, and they're crucial for all of the chemical processes that take place in our body. The structural material of tissue is protein. And proteins are required for the transport of many chemicals into, out of, and around cells. If a gene is screwed up, it won't produce a piece of equipment (a protein) necessary for cell function. Cancer is the result of the malfunctioning of programmed cell death. A cell lives a health life for a while, but eventually it dies, or it malfunctions in some way that triggers it to commit suicide. At the end of a cell's life, it kills itself through a process known as apoptosis. Like most cell processes, apoptosis requires various enzymes. An enzyme is a type of protein, which, as we know, is coded for through the DNA -> RNA -> protein program. If all of the enzymes required for apoptosis aren't present or properly functioning, we get a cell that divides uncontrollably without the STOP! signal, and you are presented with cancer. Free radicals are dangerous bastards.
But they are also an important byproduct of regular, oxidative chemical processes taking place constantly in our bodies. Free radicals are kept in check by antioxidants, which stabilize free radicals by donating their extra electrons. Our body produces antioxidants in huge amounts.
The problem is, that we have far more free radicals running amok in our bodies than we have the means to combat. Many sources in the media have been advocating greater antioxidant intake through our diets as well as behaviors that reduce free radical production.
We live in a toxic world. Free radical formation is caused by:
1. over-exposure to the sun
2. pesticide-laden produce
3. chemical additives in processed food
4. a diet in high in trans fat, saturated fat or sugar
5. air pollution
6. pollutants in our water source
7. radiation from electrical devices
8. chemicals in food packaging
9. very strenuous exercise
10. chemicals in toiletries
11. chemicals used in detergents and dry-cleaning products
12. preservatives in processed food
13. smoking
The list could go on and on...I think you get the idea. The problem is, we want to live in a world where we can consume as much as we want, and the efforts to meet these demands have led to the manipulation of natural products that our bodies have evolved to accommodate. But with so many toxic sources producing free radicals simultaneously throughout our day, it becomes very daunting to begin to try to change our lifestyles to reduce the damage.
There are obviously two routes to take, both equally beneficial: 1) reduce behaviors that cause an increase in free radical production; 2) consume more antioxidants to combat the free radicals. Addressing both are your best bet.
According to this source, the top 20 foods in terms of antioxidant concentration are:
- small red beans
- wild blueberries
- red kidney beans
- pinto beans
- cultivated blueberries
- cranberries
- artichokes
- blackberries
- prunes
- raspberries
- strawberries
- red delicious apples
- Granny Smith apples
- pecans
- sweet cherries
- black plums
- russet potatoes
- black beans
- plums
- gala apples
Free radicals are also now being linked to aging. Research into antioxidants and free radicals is still young and evolving, but if you want to live long and healthy, eating more antioxidants couldn't hurt, right?
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